![\"\"](\"http:\/\/www.gestingral.com\/wp-content\/uploads\/2016\/12\/IMG_20161215_133347-600x450.jpg\")
<\/p>\nIf you are interested in making a pension plan, come to Gestingral first! In our consultancy we offer a free first visit in which we study the suitability of carrying out this savings product. And if it doesn’t work out for you, we’ll tell you. <\/p>\n
“Let’s see if the customer is interested, or not. And if it doesn’t pay off, we recommend that you don’t do it,” says Albert Pujol, insurance advisor at Gestingral. “Not everyone needs a pension plan. There are other savings products that could be better, such as savings plans,” he explains. <\/p>\n
In any case, whether it is a pension plan or a savings plan, at Gestingral \u2013 unlike what other entities do \u2013 the same premise is always given: if the customer has to drown, it is better not to go ahead with any plan. The same scheme applies to insurance: “We also have it, and of all kinds. And sometimes we also have to tell the customer that the policy they have taken out is not needed,” adds Albert. <\/p>\n
<\/p>\n
Main differences between a pension plan and a savings<\/strong> Savings plans, as a general rule, are designed for lower average incomes. They generate more profitability, and in addition, another important difference is that the money is always available for when you feel like “redeeming” it. <\/p>\n VERY IMPORTANT:<\/strong> If you want to open a pension plan, first make sure that it pays off. And if so, remember that you must do it before 31 December to be able to enjoy the deductions in the next Income Tax campaign. <\/p>\n","protected":false},"excerpt":{"rendered":" If you are interested in making a pension plan, come to Gestingral first! In our […]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1172],"tags":[1349,1361,1359],"class_list":["post-18013","post","type-post","status-publish","format-standard","hentry","category-individuals","tag-insurance","tag-pension-plan","tag-savings-plan"],"yoast_head":"\n
\n planA pension plan is designed, above all, to improve taxation in the income tax return. If you have an average income of 25,000-30,000 euros per year, deriving part of this income to a plan of this type allows you to lower your income and obtain more deductions. And in addition, you get a supplement for retirement. <\/p>\n